Refinancing is the act of replacing an existing mortgage with a new mortgage, only with different loan terms. Refinancing can help you lower your monthly payment, allow you to use the equity you’ve built up in your home to get cash back, or to simply change the length of your loan term.
When deciding whether you should refinance, the first step is to establish your financial goals. The most common reasons to refinance are:
To talk to a Nutter Loan Officer, call 1-800-875-7334 or send us an email.
Use our Refinance Calculator to see what your new monthly mortgage payment would be and how much you could save by refinancing with Nutter.
A great resource to help you understand the refinancing process:
As long as your current home loan is at least six months old, refinancing is an option for you to consider. There are many ways you can save money by refinancing.
Generally speaking, your closing costs will vary depending on the type of refinance you choose, your interest rate, your credit rating and/or the appraised value of your home.
Closing costs are very important because they can significantly affect your refinance as well as the equity in your home. At Nutter, our philosophy is simple: “If it’s not good for the customer, it’s not good for us.” That’s why we strive to keep your closing costs as low as possible or, in some cases, eliminate them altogether.
Learn more about our No Closing Cost Refinancing.
Nutter offers a variety of great refinancing programs and our experts will work with you to find the Nutter Home Refinance that’s best for you. To talk to a Nutter Loan Officer, call 1-800-875-7334 or send us an email.
OR