FHA loans are insured by the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing & Urban Development (HUD).
For over 70 years, FHA loans have been a popular option for millions of homeowners, especially first-time homebuyers. If you’re looking for the true experts in FHA lending, you’ve come to the right place. James B. Nutter & Company has been making FHA loans since 1957.
Whether you’re buying or refinancing, FHA loans have many attractive features, including:
Low down payment requirement
Easier qualifying guidelines than many other loan programs
Flexible loan terms - fixed or adjustable rate
Streamline refinance program (no closing cost option)
203k home renovation program
HECM reverse mortgage program