Closing

Closing on Your Home

It’s here! Call your Nutter Loan Officer to lock in a low interest rate and close your home loan on time. Our underwriting is done in-house, so we close loans quickly and efficiently with our simple loan process. Congratulations on your home purchase!

See today’s current mortgage rates.

What to Expect

Who should be there

All buyers who are going to be on the loan should plan to be at closing, however it’s possible to close if you can’t be present, but you’ll need to give someone power of attorney.

A closing agent will be there to facilitate the closing, they’re a neutral third party who will help both the buyer and seller through the closing process. In some states, the buyer and seller will be at closing, however in other states each party attends a separate closing.

Your real estate agent can attend, although it is not required.

What you need to bring

  • Your driver’s license or other valid, government-issued photo ID
  • A cashier’s check or proof of wire transfer to pay your down payment and closing costs
  • Your Closing Disclosure to compare the final paperwork
  • A list of important contacts, such as your agent or lawyer, in case you have questions

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