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How to Beat Those Holiday Bills

Each year, beginning as early as September, American consumers embark on their annual holiday shopping sprees, cramming a year’s worth of spending into just a few months. According to the National Retail Federation (NRF), the U.S. retail industry generated over $3.2 trillion dollars in holiday sales in 2013 and due» read more…

Our CEO has something to say to Mr. Bernanke

Mr. Chairman,I recently read an article on CNN’s website that stated you were just denied an opportunity to refinance your home loan. I am President and CEO of a mortgage company that never participated in Sub-Prime lending and made it through the crash virtually unscathed. I have been a personal» read more…

James B. Nutter, Sr. Selected by U.S. Senate

U.S. Army Veteran and mortgage banker James B. Nutter, Sr. was recently selected by the U.S. Senate to serve on the World War I Centennial Commission, a blue-ribbon panel tasked with planning the nation’s celebration of the 100th anniversary of the “Great War”.The special 12-member Commission was formed when President» read more…

New Mortgage Rules Start Today!!

The Consumer Financial Protection Bureau implemented new rules that will take us to a “back to basics” approach for mortgage lending. The CFPB director, Richard Cordray said: “No debt traps. No surprises. No runarounds. These are bedrock concepts backed by our new common sense rules.”Mortgage lenders will now have to» read more…

Looking to buy a home next year? Prepare today.

There are sweeping changes to the mortgage industry that are coming next year, which may influence your home-buying plans. The government created the Consumer Finance Protection Bureau which will enact several new rules that go into effect January 10 2014. These rules will limit the availability of mortgages and will» read more…