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Military Veterans: Take Advantage of Your VA Loan Benefits

As property values continue to rise and interest rates remain near historic lows, many veterans are looking to refinance their VA loans.However, many of these veterans are finding that a good portion of their VA benefit is being wasted on lender fees that are being tacked on to their mortgage» read more…

George Lopez |

How To Choose The Right Mortgage Lender

Faced with sharply increasing apartment rents, more and more Millennials are moving out of apartments and into homes.At the end of 2016, homebuying activity increased to its strongest level in nearly a decade, with first-time homebuyers now comprising 32% of all purchase transactions according to the Wall Street Journal.Deciding which» read more…

George Lopez |

When Will All This Stop? Just Say No to Huge Megabanks

When the U.S. financial system collapsed in 2008, policymakers declared that history would never again be allowed to repeat itself, and immediately set about revamping the entire mortgage lending system. Congress passed dozens of new laws, including the Dodd-Frank Act, that were designed to aggressively crack down on the large» read more…

George Lopez |

Try to Remember the Fed in September 9/2/2016

The old song “Try to Remember” is a wistful, romantic tune which invites the audience to recall the good old days when life was simple and mellow. However, this September promises to be anything but mellow when it comes to the Federal Reserve’s monetary policy. When the August Jobs Report» read more…

George Lopez |

What is a FHA streamline refinance?

One of the most commonly asked questions we receive from our customers is, “What exactly is a ‘streamline refinance’?” We love answering this question because the FHA Streamline Refinance Program has been one of our favorite loan programs for almost 25 years. Why? Because FHA streamline refinances provide substantial savings» read more…

Why We Should Care About the "Brexit" Vote

While the attention of the U.S. media over the past week has been rightfully focused on the horrible tragedy in Orlando, upcoming events across the pond threaten to have an enormous impact on the U.S. housing recovery. On June 23rd, Great Britain will hold a landmark election to decide whether» read more…

George Lopez |

Choose a Mortgage Lender That Knows the TRID Requirements

Change is often difficult in the financial services industry, but in the case of the mortgage lending business, where many housing laws have been in place since the 1970s, change can be particularly challenging. A perfect example is the Consumer Finance Protection Bureau’s (CFPB) new mortgage disclosure requirements, also known» read more…

George Lopez |

Cash-out Refinance 101

Sometimes in life, you can have your cake and eat it too. As homeowners across the country continue to benefit from record low interest rates, property values are rising, as evidenced by the February Case-Shiller Index which showed that home prices increased 5.7% from a year earlier. As a result,» read more…